How Much Can I Borrow Calculator - Maximum Borrowing Capacity Calculator

Our Mortgage Calculator suite includes:

* Stamp Duty Calculator -See a demo
* How much can I borrow? -See a demo
* Amortisation Calculator -See a demo
* Tax Assessment Calculator -See a demo
* Interest Saving Calculator -See a demo
* Comparison Calculator -See a demo

The Home Loan Maximum Borrowing Capacity Calculator below provides you with an indication of how much you can borrow according to your Yearly Gross Income and also taking into account your monthly commitments. 

This Home Loan Maximum Borrowing Capacity Calculator also factors in tax payable and the average living expenses according to the number of adults and dependants input in the relevant fields.

It should be noted that Home Loan lenders apply different lending criteria when assessing the home loan hence the result from a lending institution may vary.



Input all relevant fields in this Home Loan Maximum Borrowing Capacity Calculator to obtain the result. Ensure that your Gross yearly income is input as well as your credit card limit and any other monthly loan payments.

The maximum home loan term is 30 years.

The above Home Loan Maximum Borrowing Capacity Calculator provides you with an indication of your home loan borrowing capacity.

Disclaimer - This Home Loan Maximum Borrowing Capacity Calculator is provided for your use under the following acknowledgements:

You do not rely on the result as final serviceability, or any respect as part of the credit approval process.
Does not take the place of Financial Institutions credit policy or home loan lending guidelines
It is not a tool which should be viewed as a quote or pre-approval for a home loan and you should seek the appropriate advice prior to taking out a home loan.


The solution does not guarantee that the home loan lending guidelines will have been met nor that the applicant represents an acceptable credit risk for the home loan Institution chosen.

Please visit our Contact Us to enquiry further or call one of our consultants on (03) 9798 4300.