With the tightening of the financial markets, mortgage and home loan lenders are constantly changing their loan parameters and keeping on top of all the changes can be a daunting task.
AFC Online and it's research team are dedicated in monitoring changes made by Financial Institution, and updating those changes for your reference.
As a Finance Broker or an individual looking to secure a home loan or mortgage in Australia, it is important to compare the products that each lending institution has to offer.
The first step is to find the right Finance Broker, ensure that they are qualified, and ask them to compare the home loans and mortgages available through their panel of lenders.
Initially we invite you in comparing the home loan and mortgage product summaries that we have listed below.
Also remember that we can also get you in touch with one of our many broker groups that are more than happy to assist you with your loan process. Simply Contact Us and we will do the leg work for you!
* Note: Mortgage and Home Loan products do change from time to time, and therefore we always recommend that you visit the appropriate Lenders site for further clarification*
| Lender | Product | LVR | Loan Amnt's | Loan Terms | Offset | Redraw | Internet Banking | Split Loan | Loan Porting | More Info | |
| Adelaide |
Variable (Smartfit) | 90% | $10K to $5Mill. | 5yrs to 30yrs | Yes |
Yes |
Yes |
Yes |
Yes |
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| AMP Bank |
Variable (Pro. Pack) | 90% | $100K to $1.5Mill. | 10yrs to 30yrs | Yes |
Yes |
Yes |
Yes |
Yes |
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| ANZ Bank |
Variable (Break Free) | 90% | $150K to $2.5Mill | 1yr to 30yrs | Yes |
Yes |
Yes |
Yes |
Yes |
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|
| Bank of QLD |
Variable | 95% | $0 plus refer to Bank | 0yr to 30yrs | Yes |
Yes |
Yes |
Yes |
Yes |
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|
| Bank of SA |
Variable - Advantage | 90% | $50K plus | 1yr to 30yrs | Yes |
Yes |
Yes |
Yes |
Yes |
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|
| Bank of SA |
Variable - Homesart | 95% | $10K to $440K | 3yrs to 30yrs | No |
No |
No |
No |
No |
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|
| BankWest |
Variable - Mortgage Shredder | 95% | $20K plus | 1yr to 30yrs | Yes |
Yes |
Yes |
Yes |
Yes |
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|
| BankWest |
Variable - Premium Home Loan | 90% | $100K plus | 1yr to 30yrs | Yes |
Yes |
Yes |
Yes |
Yes |
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As the finance industry is constantly changing, why not add yourself to our monthly news letter where we summarise for you what has changed and affected your industry. We will send you a summary of changes made and how these changes affect you.
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