Below you will find a number of handy Home Loan and Financial Calculators which we invite you to use. All our Financial Calculators provide your clients with a solution which may assist them when considering purchasing a property for Owner Occupied or Investment purposes.
Please feel free in following one of the Finance Calculator Links below:
Remember that all of our Financial Calculators (Home Loan Calculators) are serviced regularly ensuring that you provide your clients with up to date information.
Repayment Calculator
With our Repayment Calculator you will be able to establish what Monthly, Fortnightly and Weekly repayments are required by Financial Institutions according to the Home Loan amount, Interest chosen and the period of the Home Loan. Feel free in using this calculator to determine what your commitment will be to the Financial Institution Chosen.
Maximum Borrowing Capacity Calculator - How much can I borrow?
We have provided you with one of the most accurate Borrowing Capacity Calculator available in the market today. This Calculator has been built in line with Mortgage Insurers. According to the information inputted, the Maximum Borrowing Capacity Calculator will provide you with the appropriate result. It should be noted that Institutions Maximum Borrowing may vary and for a more accurate assessment you can speak directly with one of our Finance Consultants.
Real Estate Cost to Purchase Calculator
The Real Estate Cost to Purchase Calculator is a great tool which combines (an estimate) of what costs are involved when purchasing a Property in Australia. It takes into account some of the following: Stamp Duty payable, Lenders Mortgage Insurance, Mortgage Preparation Documents and your Solicitor Costs.
Extra Home Loan Repayment Calculator
The extra home loan repayment calculator is a great tool that will show you how much interest can be saved by making additional monthly. fortnightly or weekly payments to your Home Loan. You will be amassed what an additional $100.00 per month will make to the total Interest Paid, but also to how quickly you can pay off your Home Loan.
Home Loan Comparison Calculator
The Comparison Calculator compares two different loans taking into account the rate, number of years and any monthly fees associated to the loan. (It should be noted that if comparing a loan with yearly fees, simply divide the fee by 12 and use that amount as the monthly amount)
Offset Repayment Calculator
The Offset Repayment Calculator provides a snapshot of the effect when monies sit in an offset account. The calculator also shows how much interest is saved over a certain period.
The All in One Repayment Calculator
The All in One Repayment Calculator provides you with outcomes when you make additional monthly payments, attach a 100 per cent offset facility to your Home Loan account and the effects a once of lump sum payment makes to your Home Loan.By using different combinations, you will be able to determine the estimated saving that you may have in the total interest paid and the effect on your Home Loan Period.
Lump sum Repayment Calculator
The Lump sum Repayment Calculator will provide you with a snap shot of the effects when a once off lump sum payment is made to your home loan.
Real Estate Cost of Sale Calculator
The Real Estate Cost of Sale Calculator provides our clients who are looking at selling their current property with an indication of what costs are involved and what their NET return will be. Simply fill in the Property Information and let the Calculator do all the work for you.
Home Loan Balance Calculator
Have you ever wondered what your home loan balance would be at certain stages of your loan period? Well our Home Loan Balance Calculator does just that. By choosing the payment cycle you will know be able to see what your actual outstanding balance will be.
Home Loan Amortisation Calculator
The Amortisation Calculator will provide you with an indication of how much interest is paid per month when taking out a Home Loan. The calculator shows the following: amount outstanding at a particular point in time, monthly Interest paid, Interest paid each year, total interest paid and finally total of all repayments.
Stamp Duty Calculator
The Stamp Duty Calculator is a great tool which determines what Government Costs are associated when purchasing an Owner Occupied or Investment Property. You should also note that the scales differ for First Home Owner, and that there are additional concessions available from each State Government.
Lenders Mortgage Insurance Estimator
Our Lenders Mortgage Insurance (LMI) Estimator will provide you with an indication of how much it will cost you to secure a loan above 80% loan to value ratio for regulated and non regulated loans. It will also provide you with your costs when it comes to securing a low Doc or Asset Lend loan. You will also find that First Home Owners are still required to pay Lenders Mortgage Insurance and those discounts are also listed for you.
Vehicle Depreciation Schedule Calculator
The vehicle depreciation schedule calculator provides you with a snapshot between straight line depreciation and reducing method according to the ATO guidelines.
Building Depreciation Schedule Calculator
The building depreciation schedule calculator provides you with a snapshot of the amount of depreciation you can claim as an investor upon your investment property according to the ATO guidelines.
Tax Assessment Calculator
The Tax Assessment calculator provides you with an indication of how much tax you will pay on your Gross Annual Income. The calculator shows the fortnightly, monthly and yearly expected Net Income and also gives you a guide as to how much superannuation will be contributed by your Employer.
Investor Gearing Calculator
This is a great tool for our Investors to uses. The Investor Gearing Calculator provides you with an indication of whether a property purchase will be (or is) positively or negatively geared. This Calculator takes into account your gross income, agents expenses, property expenses and crucially the interest payable on the Home Loan per annum. We always recommend that the appropriate tax advise is sort prior to any Investment Property Purchase
.Land Tax Calculator
The Land Tax Calculator is unique for anyone considering increasing their Investment Portfolio. The Calculator provides the appropriate results according to each State governments parameters and providing you with an indication on how much land tax is payable to each State or Territory.
Car Loan Calculator
The car loan calculator is a simple tool which allows you to estimate what your weekly, fortnightly or monthly commitment will be (over a specified time period) when considering your next car purchase. You also have the capability of including stamp duty and GST if applicable.
Car and Equipment Leasing Calculator
The vehicle lease calculator is a great tool which provides you with a detailed snapshot of the repayment figure of a lease or hire purchase facility. This calculator takes into account many factors such as stamp duty relevant to the state of purchase, residual at the end of the term, GST on the repayment amount.
Leasing Comparison Calculator
The Comparison Car and Equipment Leasing Calculator takes into account a number of factors including: 1. % of Balloon Payments, 2. Lease Term, 3. Stamp Duty and GST amounts if applicable. You can compare up to different loan option payments to determine which best suits you.
Future Value Investment Calculator
The Future Value Investment Calculator (FV) will calculate what your regular contributions will be to achieve your short, medium or long term Investment goals.
Savings Calculator
With the Savings Calculator you are in the position where you can determine your short, medium and long term goals. As certain factor do not vary, it is only an indication of savings and further assistance should be sought
Credit Card Reduction Calculator
The credit card reduction calculator is a great tool which shows you just how long it will take to pay off your current credit card debt based on your regular monthly repayments. In addition to this you can enter an amount of months you would like your credit card paid off in, and the calculator will then provide you with the amount you need to pay on a monthly basis to achieve this goal.
Feel free in Contacting Us and one of our qualified Staff Members will be more than happy to assist you with your enquiries.